Problem Loans at New England Banks, 1989 to 1992: Evidence of Aggressive Loan Policies
نویسنده
چکیده
Economist, Federal Reserve Bank of Boston. The views expressed are those of the author, and do not necessarily reflect the official positions of the Federal Reserve Bank of Boston or the Federal Reserve System. The author thanks Eric Rosengren, Joe Peek, Ralph Kimball, and Lynn Browne for helpful comments. Valuable research assistance was provided by Kevin Daly. Problem Loans at New England Banks, 1989 to 1992: Evidence of Aggressive Loan Policies
منابع مشابه
The effect of Iranian banks\' merger on structure of loans
Iranian banking network policymakers are focused on bank consolidation as one of the reform policies in recent years. But before merging banks, it is necessary to examine their effects. Loans are one crucial item in the bankschr('39') balance sheets that are affected by bank consolidation. In the Iranian banking network, loans are offered to various economic sectors. What is important for banki...
متن کاملThe Impact of Provisioning Policies on Non-Performing Loans
The Central Bank has specific regulations, including asset classification guidelines and how to perform loan’s loss provisioning to oversee banks and credit institutions. The Central Bank seeks to improve the quality of the loan and reduce the amount of non-performing loans by reducing the revenues of the bank or credit institution through imposing fine on balance of each of the categories of n...
متن کاملAnalysis of the Capital Adequacy Ratio and Nonperforming Loans Relationship in the Banking Network of Iran
The evidence of the recent years in the banking network of Iran indicates the increasing trend of nonperforming loans each year; thus, the main objective of the current study is to examine the impact of bank specific factors, esp. capital adequacy ratio on the NPLs. Six years dynamic panel data (2007-2012) of 19 banks are applied to scrutinize the relationship between capital adequacy ratio as ...
متن کاملCustomer Concentration and bank loan contracts: Evidence from the Tehran Stock Exchange
Objective: The variables of customer concentration and bank loan contracts can affect corporate finance activities, and customer concentration may increase corporate returns. Methods: Under this study, the relationship between customer concentration and bank loan contracts have been investigated first and then the moderating effect of financial status variables and accounts payable on relation...
متن کاملI. Job Growth and Small Business Lending
Small and new businesses, widely credited as engines for job growth, have struggled during the recovery. One reason, say some analysts, is that bank lending to small businesses has declined steadily since the start of the recession. If, as many small businesses claim, the supply of credit from banks has contracted, then increasing the supply of small business loans may allow these businesses to...
متن کامل